Terms and Conditions

Last updated: 21 July 2026 Verified on July 15, 2026.

Educational purpose

This website provides general educational information for readers in Canada. It does not provide personalized financial, investment, legal, accounting, or tax advice.

No offer or recommendation

Nothing on the website is an offer, solicitation, endorsement, or recommendation to purchase a financial product or service.

Accuracy

HMK Holding B.V. aims to provide useful information but does not guarantee that every item is complete, current, or applicable to every visitor.

Financial risk

Financial products can involve fees, obligations, fraud risk, market risk, and loss. Visitors remain responsible for reviewing official terms and obtaining qualified advice when appropriate.

Acceptable use

Visitors may not interfere with the website, attempt unauthorized access, distribute malicious code, or use website content unlawfully.

Third-party services

Third-party links and references are governed by the relevant provider's terms and privacy policies.

Governing law

These terms are governed by the laws of the Netherlands, subject to mandatory protections that may apply to Canadian visitors.